KNOW BEFORE YOU FILE

Know your rights. Know your claim.

Real information from someone who works these claims every day. The tactics carriers use, the mistakes that cost homeowners money and what you can do about it.

Michigan public adjuster sitting with homeowners reviewing insurance claim documents at kitchen table

Understanding Public AdjustersJune 15, 2026

What Is a Public Adjuster and Do I Need One? | Trust Guard

A public adjuster works exclusively for you, not your insurance company. Here's what they do, when to hire one and why it matters for your Michigan property claim.

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Licensed public adjuster on phone at desk reviewing Michigan homeowner claim paperwork during negotiation

Understanding Public AdjustersJune 22, 2026

Public Adjuster vs Insurance Adjuster | Trust Guard Adjusters

Two adjusters show up after property damage. They have opposite incentives. Here's what that difference means for your Michigan insurance claim.

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Michigan homeowner at kitchen table carefully reviewing insurance settlement offer before signing

The Claims ProcessJune 29, 2026

Should I Accept the First Settlement Offer? | Trust Guard

The first offer from your insurer is rarely the final word. Here's what Michigan homeowners should know before signing anything after a property damage claim.

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Aerial view of Southeast Michigan home with visible wind and storm damage to roof after severe weather

Wind DamageJuly 6, 2026

Does Homeowners Insurance Cover Wind Damage in Michigan?

Most Michigan homeowners policies cover wind damage, but insurers often underpay or deny coverage citing exclusions. Here's what's covered, what isn't and what to do if the offer is too low.

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Michigan homeowner reading insurance claim denial letter at kitchen table with concerned expression

Denied and Underpaid ClaimsJuly 13, 2026

What Should I Do If My Insurance Claim Is Denied in Michigan?

A denied insurance claim is not the final word. Michigan homeowners have the right to appeal, dispute and reopen claims. Here's exactly what to do next.

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